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The beginner introduction to OKX loan
On the app Explore > Loan > Borrow Now > Enter the loan amount and select the collateral > Continue Check and confirm the Flexible Loan User Agreement, Risk Terms and Conditions > Confirm Note: after completion, you can view the order details in Loan management.On the web Grow > Loan > Borrow now > Enter the loan amount and select the collateral > Review loan Check and confirm the Flexible Loan User Agreement, Risk Terms and Conditions > ConfirmHow can you borrow to earn?Published on Aug 4, 2023Updated on Mar 4, 2026404What is VIP Loan?
OKX may then sell your collateral and assets to pay down your loan liability. This may result in losses to you. As such, overdue loans should be repaid as soon as possible.7. Rollover A rollover functionality will be enabled 7 days (168 hours) before maturity of the current term.Published on Dec 16, 2025Updated on Jan 29, 2026Introduction to OKX Simple Earn Flexible and Its Rules
Simple Earn checks borrowing demand every hour and sorts lending bids by the minimum lending APR from the lowest to the highest until the total loan demand is satisfied. The applicable interest rates paid by the borrowers will be set by OKX with reference to the highest accepted minimum lending APR and other market conditions. Simple Earn matches loans based on the following rules: If your minimum lending APR is lower than the market APR, your funds will be loaned at the market APR.Published on Mar 1, 2023Updated on Mar 3, 2026933How do I back up my wallet to iCloud, Google Drive and Huawei Cloud?
After confirming the above, try backing up your wallet again. Visit OKX wallet FAQ or contact our OKX Assistant for further assistance.Published on Jan 12, 2023Updated on Mar 2, 20269,481What should I do during or after a scam?
Trace asset flows on the blockchain: attempt to trace the flow of assets using blockchain explorers and other tools to understand where the funds went after the transfer. This may require some technical knowledge or professional assistance, but it can help determine whether the funds are still retrievable or have been laundered.What else do I need to do to trade safely?Published on Mar 11, 2024Updated on Mar 4, 2026719What's an OKX Flexible Loan?
What's an OKX Flexible Loan? Cryptocurrency loans, often referred to as crypto-backed loans, involve borrowers using their digital assets as collateral to secure a loan. This concept allows users to access liquidity without the need to sell their cryptocurrencies, providing flexibility and preserving long-term investment strategies. OKX Loan is no different, as it allows users to increase cash flow without selling off their crypto.How do OKX Flexible Loan works?Published on Dec 8, 2023Updated on Mar 3, 2026122Convert to Pay FAQ
If you converted non-Pay assets to Pay assets, you'll notice a decrease in your Convertible category and an increase in your Pay ready category. The changes will be reflected in a couple of minutes, ensuring your balances are updated in real-time. Learn more about other parts of Pay here.Published on May 23, 2025Updated on Feb 12, 202620Pay account FAQ
There is a quick onboarding process within Pay, you can set it up by generating a passkey on your device — it's quick and secure. If you want to learn more about Pay, visit here.Published on Apr 28, 2025Updated on Mar 3, 2026527How do I reorder after the P2P payment timeout?
If your order as a taker buyer was canceled due to a payment timeout, reordering is straightforward. Here's how you can reorder quickly and securely, ensuring a smooth trading experience on our platform. For Taker buyer: select the Need Help? option on the order details page Proceed to select Need Help For Maker buyer: the new reorder flow isn't available. You can submit a dispute via the Raise a...Published on Dec 17, 2024Updated on Nov 25, 202564How do I repay using my collateral?
The platform will use your ETH and BTC to place Immediate or Cancel (IOC) to convert them to USDT first, then use the USDT to buy back 400 SOL. Then, use ~100 SOL worth of BTC to complete the repayment. The remaining BTC (~200 SOL) stays in your account. Review and confirm: after selecting your collateral, confirm the repayment. Make sure to check your updated loan amount, Loan to Value (LTV), and ensure your LTV remains within a safe range.Published on Apr 17, 2025Updated on Feb 12, 202631Google Pay – Additional Terms
No Warranty Google Pay and the tokenised Card are provided “as is” and without warranties.Published on Aug 8, 2025Updated on Oct 3, 202510Apple Pay – Additional Terms
Recurring Transactions (if offered) By enabling a recurring purchase in Apple Pay you authorise us to debit your Card until you cancel. Cancel anytime in the app under Settings → Recurring Buys. No Warranty Apple Pay is provided “as is” without warranties of any kind.Published on Aug 8, 2025Updated on Oct 3, 20259How do I repay the loan and interest?
After borrowing assets, you need to repay the borrowed assets along with interest.Futures mode: Repay the loan and interest When performing margin trading in futures mode, if you borrow assets, whether in cross margin or isolated margin, you can automatically repay the borrowed assets and interest upon closing.Multi-currency mode: Repay the loan and interest In the multi-currency mode, if you borrow coins and incur a liability, you can view the liability under the Assets section after closing thePublished on Mar 20, 2023Updated on Mar 11, 202645How do I secure my account after detecting unusual activity?
Note: always back up the QR code during setup in a safe place. You’ll need it if you ever switch devices. You can turn off or change your authenticator app at any time.Published on Mar 21, 2025Updated on Feb 12, 202629Will the assets be received right away after I withdraw from another platform?
Only after the required number of block confirmations is reached, OKX will credit the assets to your account. Why are full block confirmations required for deposits? If the blockchain network is congested, confirmations may take longer than usual. OKX can only credit your assets after all required block confirmations are completed. Once credited, you will be able to view the assets in your account and use them for activities such as P2P selling.Published on Mar 17, 2023Updated on Feb 1, 202652